Buy now, and pay later up to 100 days at a maximum APR of 16% with Plentina!

Plentina is a buy now, pay later app made by Filipinos for Filipinos. With Plentina, you can shop for products and services from your trusted stores now, and pay later on installment with a minimal service charge. You can choose up to 100 days repayment terms without interest rate.

Register to Plentina in 3 easy steps!
1. Download the Plentina app.
2. Register fillup and submit your application along with a photo of your valid Philippines governmentissued ID and a selfie while holding with the “#UnlockYourPotential”
3. Get notified on your phone when your application has been approved.

*Unlock higher credit limits by submitting a proof of employment together with proof of income.

Fast & Easy Approval
Enjoy a one time application process!

Build Your Credit History
Our noncash store credit helps ensure that you only borrow for what you need para iwas budol. Plentina only allows 1 availment at a time promoting good paying behavior, thus improving your credit limit so you can avail more next time.

Safe & Easy Payment
Pay conveniently through our online payment channels: GCash and GrabPay from inside the Plentina app, or pay over the counter at any 7Eleven store.

Reliable Customer Service
A dedicated customer service team is available to ensure that you enjoy our technologies and services with peace of mind.

Transparency
Plentina doesn't have any hidden fees. You will see how much you will have to pay depending on the payment term you’ve chosen. We don’t charge interest rate as long as you are able to pay based on the agreed payment terms, otherwise a penalty charge of 10% will be applied.

Depending on your credit limit, you have the option to choose repayment terms of up to 100 days. Plentina charges a flat service fee based on the payment term selected by the borrower. Plentina service fees do not accrue interest. The 100day payment term has a onetime fee up to 16%.

Here’s a sample computation:
For P1000 payable in 100 days, the customer will pay a total of P1000 (principal) + P0 (interest) + P160 (service fee) = P1160 total.”

Annual percentage rate (APR) range: 0% 16%


OUR PARTNER STORES:
7Eleven CLiQQ Credit, Smart Prepaid, Agoda.com, Puregold, Southstar Drug, Philippine Airlines, Lazada, Zalora, Shopee, PLDT Home Wifi Prepaid, Razer, Kimstore, and more

Plentina continuously works with partners so you can enjoy more! Our customers are the reason Plentina exists. Pinapakinggan namin ang mga gusto niyong mga tindahan at serbisyo para sa mas lalong makadali sa inyong buhay!


Plentina’s physical address:
Plentina Lending, Inc.
8484 East Service Road
Km 18, South Superhiway, Sucat
Paranaque City, Metro Manila,
Philippines 1700

Plentina Lending Inc. is a fully registered online lender with SEC registration No. CS20200001117 and Certificate of Authority No. 3266.

Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.